Category Archives: Money Matters

Earning Through Blogging (Day 24 #100HappyDays)

I started blogging back in 2008 with this site, and now, I have a total of (*counts with fingers*) 8 blogs, 4 of which I actively update. When I started, I only wanted to write and didn’t think about earning money from my blogs, but when I decided to start my finance blog, it was when I realized the potential of making money through blogging.

Blogging

Fast forward to 2014, I earn a pretty decent amount from my blogs. They’re mostly advertisements placed by different companies (local and international). And for March, I earned enough to finance an upcoming vacation for my family of 3! Cool, eh? 😀

There are many perks when it comes to blogging, but it takes time to build authority, whether it’s through Pagerank or number of subscribers/readers. I’m just thankful and happy that I’m given a chance to earn extra money doing something I love. 🙂

Slow July, Hoping for a Productive August

It’s a cold, gloomy Wednesday and it seems like tropical storm Gener has no plans of leaving the country yet. I usually love this kind of weather, but it’s too depressing because of fears of a replay of typhoon Pedring. I’m just glad that I have a long list of things to accomplish that I can keep my mind off, at least for a while, the flood here our city.

The month of July seemed like forever, especially because of financial troubles I encountered. However, for some reason, it’s now August and I manage to still have money in my account. I spend the end of the month checking on how much I’ve earned and spent the past month, and I honestly don’t know how I was able to get by. And I can’t be more than thankful that at the end of the day, my family can still have 2-3 meals a day.

Saving for a rainy dayYou might think I’m too extravagant for my own good. My expenses from July are not from shopping senselessly online and offline. I was able to take care of improvements in my computer shop business. I pay all our bills here, except for our water bill. I paid off the last credit card bill for my computers at my internet cafe, and I can proudly say they’re now my own! 🙂

I also paid off my Pag-ibig and Philhealth contributions ’til the end of 2012. This August, I’ll be paying for my mom’s SSS contributions and mine. Aside from these, I’m looking at signing us up with a new HMO. My parents and I are not getting any younger, so it’s time to take insurances for the future more seriously than ever. See, I am now thinking of rainy days that might come. Since I started working online and as a freelancer, I can no longer depend on anyone to take care of all these, so I have to do it all by myself. Well, okay, with my mom’s help, of course.

Since I wanted to start seriously earning money online, I needed to buy new hosting, domains and components I’d need for the sites I’m setting up this August. I’m hoping I can get reliable people to work with me for the success of these projects. Good thing there are popular online coupons from websites I can rely on to get much needed discounts for some of my online purchases. I managed to save 1/3 off the usual prices of the domains and new hosting I bought. That’s why I’m now, more than ever, a believer of sites like Coupon Codes USA that provide us with information on promos that we can take advantage of, so the money we save can be used elsewhere. 🙂

Keeping track of my personal finances

After working on my end-of-month report of expenses from July, I have vowed to keep my finances in-check. In fact, I have decided to revamp my blog, Pinay Online Money Maker, to also focus on managing online earnings. It can be a little tricky, especially for frequent online shoppers like me, to save our hard-earned money from our online endeavors. This is why I am taking this more earnestly now because I have big plans for my future.

Any tips on how you manage your personal finances? Please share at the comments section. 🙂

Slow July, Hoping for a Productive August

It’s a cold, gloomy Wednesday and it seems like tropical storm Gener has no plans of leaving the country yet. I usually love this kind of weather, but it’s too depressing because of fears of a replay of typhoon Pedring. I’m just glad that I have a long list of things to accomplish that I can keep my mind off, at least for a while, the flood here our city.

The month of July seemed like forever, especially because of financial troubles I encountered. However, for some reason, it’s now August and I manage to still have money in my account. I spend the end of the month checking on how much I’ve earned and spent the past month, and I honestly don’t know how I was able to get by. And I can’t be more than thankful that at the end of the day, my family can still have 2-3 meals a day.

Saving for a rainy dayYou might think I’m too extravagant for my own good. My expenses from July are not from shopping senselessly online and offline. I was able to take care of improvements in my computer shop business. I pay all our bills here, except for our water bill. I paid off the last credit card bill for my computers at my internet cafe, and I can proudly say they’re now my own! 🙂

I also paid off my Pag-ibig and Philhealth contributions ’til the end of 2012. This August, I’ll be paying for my mom’s SSS contributions and mine. Aside from these, I’m looking at signing us up with a new HMO. My parents and I are not getting any younger, so it’s time to take insurances for the future more seriously than ever. See, I am now thinking of rainy days that might come. Since I started working online and as a freelancer, I can no longer depend on anyone to take care of all these, so I have to do it all by myself. Well, okay, with my mom’s help, of course.

Since I wanted to start seriously earning money online, I needed to buy new hosting, domains and components I’d need for the sites I’m setting up this August. I’m hoping I can get reliable people to work with me for the success of these projects. Good thing there are popular online coupons from websites I can rely on to get much needed discounts for some of my online purchases. I managed to save 1/3 off the usual prices of the domains and new hosting I bought. That’s why I’m now, more than ever, a believer of sites like Coupon Codes USA that provide us with information on promos that we can take advantage of, so the money we save can be used elsewhere. 🙂

Keeping track of my personal finances

After working on my end-of-month report of expenses from July, I have vowed to keep my finances in-check. In fact, I have decided to revamp my blog, Pinay Online Money Maker, to also focus on managing online earnings. It can be a little tricky, especially for frequent online shoppers like me, to save our hard-earned money from our online endeavors. This is why I am taking this more earnestly now because I have big plans for my future.

Any tips on how you manage your personal finances? Please share at the comments section. 🙂

Luckier in Internet Bingo (Maybe)

I wasn’t a big fan of games of chance. I admit, when it comes to investing or risking my hard-earned money, I chicken out. But, for the past years, I feel like my luck has changed and I’ve even won a couple of raffles, internet bingo (click here) and online poker games. So, my whole outlook on my luck has completely shifted.

Luck is believing you are luckyI remember the first time I gambled. I was probably 10 years old back then. My nanay gave me 20 pesos to buy anything I want. On my way to my favorite stationery store (I was addicted to collecting those pretty papers and envelopes), I saw this saklaan near our home. I was quite familiar with how it was played because of my dad, so I squeezed my way in and found that everyone else were betting the same amount I had in my hand. Without thinking twice, I placed my money on one of those hari ng bastos cards and hoped I win.

I left that place with about 400 pesos in my hand. Yes, I won! I can still remember that exhilarating feeling of winning something out of pure luck. When my nanay learned about it, she scolded me and took everything. I think she saw how my happy face turned into a frown that she decided to give me back 100 pesos. I guess she understood how glad I felt for winning something that big. It was my first time to get hold of money that amounted to over Php 100.

Fast forward to 2012, I still haven’t played in a casino (I have this listed on my bucket list). I did last year with some bloggers, but it was all for pure fun and we got our chips for free. I admit, I still get this feeling that with all my recent winnings in genuine online raffles. My friends have insisted that I might be lucky and blessed enough to win the lottery. Wishful thinking, you might say, but for now, I guess, I’d have to stick with games of chance over the internet.

Maybe I’m luckier in internet bingo.

Check out all the prizes I’ve won so far from online contests and raffles I’ve joined.

Luckier in Internet Bingo (Maybe)

I wasn’t a big fan of games of chance. I admit, when it comes to investing or risking my hard-earned money, I chicken out. But, for the past years, I feel like my luck has changed and I’ve even won a couple of raffles, internet bingo (click here) and online poker games. So, my whole outlook on my luck has completely shifted.

Luck is believing you are luckyI remember the first time I gambled. I was probably 10 years old back then. My nanay gave me 20 pesos to buy anything I want. On my way to my favorite stationery store (I was addicted to collecting those pretty papers and envelopes), I saw this saklaan near our home. I was quite familiar with how it was played because of my dad, so I squeezed my way in and found that everyone else were betting the same amount I had in my hand. Without thinking twice, I placed my money on one of those hari ng bastos cards and hoped I win.

I left that place with about 400 pesos in my hand. Yes, I won! I can still remember that exhilarating feeling of winning something out of pure luck. When my nanay learned about it, she scolded me and took everything. I think she saw how my happy face turned into a frown that she decided to give me back 100 pesos. I guess she understood how glad I felt for winning something that big. It was my first time to get hold of money that amounted to over Php 100.

Fast forward to 2012, I still haven’t played in a casino (I have this listed on my bucket list). I did last year with some bloggers, but it was all for pure fun and we got our chips for free. I admit, I still get this feeling that with all my recent winnings in genuine online raffles. My friends have insisted that I might be lucky and blessed enough to win the lottery. Wishful thinking, you might say, but for now, I guess, I’d have to stick with games of chance over the internet.

Maybe I’m luckier in internet bingo.

Check out all the prizes I’ve won so far from online contests and raffles I’ve joined.